What is Home Loan?

Our home loans are easy to avail if you want to buy your dream home or renovate the existing one. We get you best interest rates with very easy process and transparent charges.

WiseLoan offers attractive interest rates from India's leading Housing Finance companies.

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Key Features of WiseLoan’s Home Loan

  • Easy online process and a wide range of home loan products
  • Experienced team who will guide you through the loan process and will ensure smooth & secure processing of your loan application
  • Simplified documentation and faster approvals
  • Get your approval even before you have selected the your property
  • Attractive interest rates with easy repayments options
  • Transparent processes with zero hidden cost
  • Free & safe document storage

Reasons for Availing a Home Loan

  • New Home: If you are planning to buy a new home avail home loan services
  • Home Improvement: Want to give your home an exciting makeover go our home renovation loan
  • Home Extension: Extend your home space to bigger one
  • Home Loan Balance Transfer: Transfer your existing home loan to lower interest loan
  • Top-Up Loan: Avail a loan against your existing property to fund your financial needs. Whether it's for personal purpose, medical emergencies or education for your kids.

Documents Required for a Home Loan

Documentation Salaried Self Employed – Professional Self Employed - Business
Home Loan Application form Submit your application for the housing loan along with a recent photograph
KYC Documents Proof of identity/ Residence / Signature
Income Proof Salary slips for the past three months Proof of educational qualification and business existence
You will also need to submit Form 16 / filed income tax returns for the past three years Income tax returns for the past three years (self & business), profit/loss statement and balance sheet for the past three years Your business profile/ income tax returns for the past three years (self & business), profit/loss statement & balance sheet for the past three years
Bank Statements Your bank statements for the past six months
Processing Fee (PF) Payment for the processing fee in the form of a cheque
Property Documents You will also need to submit title documents of the property for which you've applied for a loan. Along with that, you will also need to present an approved building plan.